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Yes, there are thousands of scholarships out there just waiting for students to find them. Yes, there are scholarships that never get awarded because no one applies for them. Yes, many scholarships do not take financial need or academic success into account. But, no, this does not mean that all you have to do is fill out an online form and the offers will come pouring in. We have several suggestions to jump start your scholarship search.

Categorize yourself.
Most scholarships are restricted to applicants that fit into a category, or set of categories. Make a list of every category you fit into like race, ethnicity, employers of self and family, organizations you and family members belong to, interests, your major, your career aspirations, religious affiliation and the like.

Think locally.
Contact the Chamber of Commerce in your home town. Ask them if they know of any scholarships offered by companies or organizations in your local area. Get a list of the service clubs in your town and send a letter to the secretary of each one telling about yourself, your studies and your career aspirations. Ask if they offer scholarships to someone of your description any why you need one.

Fill out the FAFSA.
The Department of Education uses the information provided on your FAFSA to determine your eligibility for aid from the Federal Student Aid (FSA) programs. Many states and schools also use the FAFSA to award aid from their programs.

Use your campus resources.
The absolute best resource for finding financial aid can be found right on your campus in your school's financial aid center. They have the expertise, experience and the commitment to help you in all phases of your search. Be proactive. Ask as many questions as is necessary of your counselor to get yourself on track.

Search at FastWeb
FastWeb,  the Internet's leading scholarship search service, helps students make the decisions that shape their lives: choosing a college, paying for college and finding jobs during and after college. And it's all free.
Recommended by the Campus Brain staff.

Once you have found a possible scholarship:

  • Send a polite letter or e-mail stating why you feel you would be a good candidate and requesting the
  • Carefully read the directions and follow them to the letter. Don't give the selection committee an excuse to reject you. Read the fine print and be sure to fulfill every criteria, no matter how silly.
  • Know the deadlines and adhere to them. Get your applications and other relevant information in early if possible.
  • Solicit letters of recommendation from instructors, employers and personal references. Try to have them be as specific as possible to your accomplishments, not just a boiler plate recommendation.
  • Proofread each piece of paperwork you submit for spelling, syntax and grammar. Then have someone else go over them too.
  • Professional looking essays are more likely to be treated positively than sloppily appearing ones. Use bright clean paper. Use an easy to read font like Times New Roman, not an internet font like Arial. Number each page.
  • Be prepared to discuss your abilities, skills and goals in an interview. Go over your strengths beforehand and use examples to illustrate your case. Dress professionally - the image you present will significantly effect the interviewer's impression of you. Plan to wear a two piece business suit.
  • Make copies of everything. If something gets lost you don't want to start over.
  • Be persistent
  • Stay positive.

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Be forewarned that a successful scholarship search is going to be hard work and it's going to take time. Most scholarships that are available are of small denomination. You will certainly be looking for several scholarships to make a dent in that tuition bill. Finding an award that you qualify for is only the first step. Each scholarship has it's own unique application process. Sticking with it takes motivation and dedication.
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One alternative to looking for scholarships is a job that has the flexibility to allow you to pursue your studies while earning the at least some of the money you need. Your Campus Career Center can help
 

 

Beware The Scammer

Are there Scholarship experts? The Scholarship Experts do charge a small fee for a one-year membership to their website ($29.95), but their matching technology and scholarship database of over 2.3 million awards are highly accurate and up-to-date, and they do not sell your personal information to college marketing companies. The Scholarship Experts service for US and international students planning to study in the U.S. has been endorsed by Kaplan, Sallie Mae's Wiredscholar, and other educational companies.

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Each year students and their families loose millions of dollars buying into scholarship scams. Here are the tell tale signs of a scam:

1) A scholarship is guaranteed.

2) The scholarship service does all the work.

3) The scholarship information is not available from anyone else.

4) You are told that you are a finalist for a competition that you can't remember entering.

If you feel that you have been a victim of a scam, the College Scholarship Fraud Prevention Act enhances protection against fraud in student financial assistance. To file a complaint, or for free information, call 1-877-FTC-HELP (1-877-382-4357) or visit www.ftc.gov/scholarshipscam
 

FINANCING EDUCATION


Credit cards are designed to be used as vehicles for short term loans involving purchases. In an ideal world your credit card balance would be paid in full at the end of every month. This is because the interest rates are much higher on credit card debt than for other types of loans.

If you get into a bind do not use credit card debt to finance your education. Explore other options with the financial aid office of your college or university. They understand your situation and have the expertise to help.
 

         

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